Input your refund and chosen business. See exactly how to allocate every dollar across formation, equipment, marketing, and runway.
Your Refund & Business
Months before the business generates income to cover personal expenses
Why Allocation Matters
Most first-time entrepreneurs blow their entire refund on equipment or inventory, then have nothing left for the first 30โ60 days of marketing, insurance, or personal expenses. This calculator forces you to account for every category before you spend a dime.