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How Much Does It Cost to Start an LLC?

LLC formation costs vary by state from $40 to $500+. Here's the complete breakdown, state-by-state filing fees, and hidden costs to budget for.

Cheapest

$40

Kentucky, Arkansas

Most Expensive

$500

Massachusetts

National Average

$132

Filing fee only

Total First Year

$200–$800

Including registered agent

Required Costs

1. State Filing Fee

This is non-negotiable. Every state charges a fee to file Articles of Organization.

StateFiling FeeAnnual/Biennial Fee
California$70$800 annual franchise tax
Texas$300$0 (franchise tax may apply)
Florida$125$138.75 annual report
New York$200$9 biennial statement
Delaware$90$300 annual franchise tax
Wyoming$100$60 annual report
Nevada$425$350 annual list + business license
Kentucky$40$15 annual report

2. Registered Agent

Required in every state. The registered agent receives legal documents on behalf of your LLC.

  • DIY: Be your own agent (free, but your address becomes public record)
  • Service: $100–$300/year (Northwest, LegalZoom, ZenBusiness offer this)

3. EIN (Employer Identification Number)

Free from the IRS at IRS.gov/ein. Required for business bank accounts and tax filing.

Optional but Recommended Costs

Operating Agreement

Not required in most states, but essential if you have multiple members or want to protect your limited liability status. Cost: $0 (DIY template) to $200 (LegalZoom/ZenBusiness include it).

Business License and Permits

Varies by city and industry. Service businesses often need:

  • General business license: $50–$150
  • Home occupation permit (if operating from home): $0–$100
  • Sales tax permit: Usually free

Business Bank Account

Most banks offer free business checking for small businesses. Some require a minimum deposit ($25–$100).

Should You Use a Formation Service?

ServiceCostIncludesBest For
DIY (Secretary of State)$40–$500Filing onlyExperienced, simple structures
ZenBusiness$0 + state feeFormation, registered agent (1 yr), operating agreementMost new businesses
Northwest Registered Agent$225 + state feeFormation, registered agent, privacyPrivacy-focused owners
LegalZoom$79 + state feeFormation, optional add-onsBrand recognition seekers
Incfile$0 + state feeFormation, registered agent (1 yr)Budget-conscious startups

Hidden Costs to Budget For

  • Annual report/franchise tax: $0–$800/year depending on state
  • Publication requirement: New York, Arizona, Nebraska require newspaper publication ($100–$1,500)
  • Foreign qualification: If you form in Delaware but operate in California, you must register in California too ($70–$300)
  • Amendments: $50–$200 if you change members, address, or business name

Compare LLC Formation Services

Side-by-side comparison of ZenBusiness, Northwest, LegalZoom, and Incfile by price, features, and speed.

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⚠️ State-Specific Rules

LLC rules vary significantly by state. California charges an $800 annual franchise tax even if you make $0. Nevada has high initial fees but no state income tax. Research your specific state before forming. Our state guides include business formation considerations.